Frigid temperatures begin the process by transforming the water into an icy sludge. Waves then push the sludge shoreward, creating mounds along the shoreline.
The ice captures the vegetation in its path and peninsulas begin to jut into the water all along bay.
The power of the wind and waves even lifts shelves of ice out of the water.
Freezing spray also coats the shoreline vegetation with ice and turns it into fanciful sculptures.
On the lakeside, the same molding process is going on, but on a much grander scale. Last winter, weeks of intense wind and wave action resulted in the formation of ice caves, which drew thousands of curious spectators. In this milder (so far) winter of 2015, that same phenomenon probably won't be repeated.